电脑设备笑话
Monitor 说：我好惨呀，每天给人看
Keyboard 说：我更惨呢，每天给人打
Mouse 说：我才惨咧，每天给人摸
USB 说：我最惨了，每天给人插
Diskette 机说：我更惨，现在没人插我
Thumbdrive说：谁有我惨？这边插完就去那边插，一不小心还要被感染
CPU电脑主机说：不要以为我被很多东西插，我会很爽。它们插了以后都不动了。那才是难受啊。最后。。
Speaker器说：还说呢。。明明是你们被插，为什么都是我在叫呢？
Somthing funny that Anson sent me in the afternoon.
Monday, September 28, 2009
电脑设备笑话
Monday, September 07, 2009
Using CPF for property nvestment
What are the criteria required to be able to use CPF savings to buy a home?
For Private Property - As long as you are not an undischarged bankrupt, you can withdraw all your CPF savings in the Ordinary Account and the monthly CPF contributions that are paid into your Ordinary Account for the purchase of the property and/or payment towards your housing loan subject to the prescribed limit.
You can use your Ordinary Account savings, and the future monthly CPF contributions in this account to buy a property and/ or to pay the monthly instalments of the housing loan up to 100% of the Valuation Limit (VL). The VL is the lower of the purchase price or the value of the property at the time of purchase.
If your housing loan is still outstanding when your total CPF withdrawals towards payment of the property had reached the Valuation Limit, you may continue to use your CPF savings up to the applicable Housing Withdrawal Limit to repay the housing loan, provided you are able to set aside half of the prevailing Minimum Sum.
You may use your CPF to pay the purchase price of the property after you have paid the first 5% of the purchase price in cash.
What important factors should you be aware of when using CPF to repay a housing loan?
In addition to the CPF housing withdrawal limits which define the amount of CPF that can be used for housing, members should also be aware of factors like the CPF Minimum Sum requirements when they reach 55 years old, the effect of changes in housing loan interest rates, reductions in the amount of contributions to the Ordinary Account as they get older, etc.
Private Property
Before you sell, mortgage or transfer your private property, you must obtain the consent of the Board. When the property you have bought with CPF is sold or transferred when you are below the age of 55, you have to return the CPF savings you have withdrawn as well as the accrued interest to your CPF account.
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